How to Discover an Online Job to Work From Home
Would it be much better if you could work right in the comfort of your own home? Getting hired talent from around the world has contributed to my online success- to my website, my business and other areas of my life.The following are some of the advantages, among many others, having online work brings: giving you freedom to utilize your own time, taking a break anytime you want won’t be a problem as long as you finish your obligations, and providing personal space to be creative without worrying about anything.When you look for a job online, you will be presented with numerous opportunities and options. It’s uncomplicated to look for a job on the internet when you know where to look. Be sure to assess yourself first before applying for online jobs. You should first and foremost determine what type of skills you possess that can benefit others, and the extent of knowledge you have to be able to successfully perform specific online jobs.In this article, I will discuss three different websites that are good choices when you wish to begin generating money online from working precisely at home.First off is Odesk where various types of jobs abound. The site has a huge database and you can find just about any online job here like writing, web design, virtual assistance, data entry and so on. Because it is enormous, I can say that it truly is the most competitive out of all the online work websites that I will discuss. If you’re applying for a job at oDesk, expect that you can find about twenty additional applicants.It is not that uncomplicated to navigate either, but all it takes is some time to figure out how their whole system works and it will get less difficult. Odesk ranks first among the three sites I will discuss here.Rentacoder is the second site I will discuss. You will most likely find your first job in this site since, among the three, this site has the least number of people applying for a particular job. With a simple layout, the Rentacoder site undoubtedly is easier to navigate and comprehend. It’s also good that it allows providers to post work of all kinds, so finding work here from home is not that difficult to achieve.Lastly, Elance.com is an additional web page I would like to discuss. In the past, I would normally hire talent from this site for jobs that I had, but over the past year, I moved away due to poor performances I got from providers there (in my experience) and I found Elance to be extremely difficult to deal with. However, Elance has a good employment structure and has a quite tidy setup. Further, the site also has a huge database since there are lots of people posting different kinds of jobs. Therefore, the probability of a person finding a job would be higher.What is very good about these sites is that you’re continuously learning and acquiring new abilities with each task you take. If you don’t have any skills of merit, opt for work that you are interested in and learn about it on forums and through research. Patience is the key to success in these sites. You first have to build a good reputation in order for people to trust and hire you. Once you have done that, it will be easier for you to get hired and earn money right in the comfort of your own home.
Baby Boomers Have Retirement Regrets
If you were born between 1946 and 1964, then you are officially in the baby boomer age group. That being said, during the year 2010, all baby boomers were turning 46 to 64 years old! Are you part of this oh so famous group, if so, Jeanie Ahn of Yahoo Finance wrote in an article today that if you talk to enough baby boomers or new retirees about what they wish they could do differently, chances are many of them would mention a retirement plan do-over of some kind.
And even if you’ve managed to build up a sizable nest egg, executing on the right way to withdraw those funds is just as important as saving. Crucial mistakes along the way can jeopardize the money you’ve worked so hard to save up.
Below are some of the costly mistakes Dorrell says you can avoid:
Regret #1: Relying on your pension
Two summers ago, I think I got about 55 phone calls from clients who expected that they would continue to get a pension from [their company], and all of a sudden they were getting called to a retiree meeting where they were being told: “Here, we’re going to just cash you out,” or, “You can continue with an annuity with this company that we’ve partnered with, but we’re not going to do it anymore.” Others have said, “It’s your responsibility to invest it or put an income stream to yourself from it.”
My advice for people who are left with a bucket of money is to invest it safely. The last thing you want to do is put that money in the stock market and risk it – that may mean back to work you go! And who wants to do that in their 60s?
I would suggest safe bank-insured investments like CDs or money markets. If you can stomach a longer-term investment for a better return, then utilizing a fixed index annuity with an income rider to guarantee an income for life, similar to a pension, is recommended.
Regret #2: Having too many accounts
The most I’ve seen is 16 different retirement accounts at different institutions. It becomes overwhelming. So while they’re trying to have this nest egg, what ends up happening is they have a bunch of scrambled eggs. They have things all over the place and they laugh when we talk about this, but it is a source of concern because they just tend to not open those statements.