Cryptocurrency investment risks assessment

spinslotmaster.info
spinslotsensation.info
slotspinzone.info
spinslotadventure.info
spinslotgenius.info
slotspinexpress.info
spinslotmagic.info
spinslotmania.info
slotspinuniverse.info
spinslotjourney.info
spinslotsafari.info
slotspinthrills.info
spinslotwizard.info
spinslotgalaxy.info
slotspinelite.info
spinslotempire.info
spinslotexperience.info
slotspinvelocity.info
spinslotlegend.info
spinslotbliss.info
slotspinrush.info
spinslotcentral.info
spinslotadventures.info
slotspininfinity.info
spinslotquest.info
spinslotexcellence.info
slotspindreams.info
spinslotpro.info
spinslotpulse.info
slotspinfrenzy.info
spinslotmasters.info
spinslotgenie.info
slotspinexplorers.info
spinslotepic.info
spinslotxpert.info
slotspinchronicles.info
spinslotvoyage.info
slotspinchampions.info
spinslotfantasy.info
spinslotunleashed.info
slotspinblitz.info
spinslotexpo.info
slotspinriders.info
spinslotultimate.info
spinslotgenesis.info
slotspinsonic.info
spinslotvortex.info
spinslotprime.info
spinslotsource.info
slotspinsupreme.info
spinslotsociety.info
spinslotsaga.info
slotspinsummit.info
spinslotrevolution.info
spinslotpros.info
slotspinpinnacle.info
spinslotprosperity.info
spinslotsecrets.info
slotspinspectacular.info
spinslotessence.info
spinslotpioneers.info
slotspinnirvana.info
spinslotparadise.info
spinslotpinnacle.info
spinslotsupreme.info
slotspinsecrets.info
slotspinpros.info
slotspinpulse.info
spinslotnirvana.info
slotspinessence.info
slotspinpioneers.info
spinslotelite.info
slotspinprime.info
onlineslotguru.info
slotsavvyonline.info
spinandwinhub.info
jackpotjunctiononline.info
slotmastermind.info
virtualslotventure.info
onlineslotwizard.info
slotthrillsonline.info
spincityonline.info
slotmagiconline.info
digitalslotdash.info
slotspinsanctuary.info
virtualjackpotjourney.info
slotsensationonline.info
onlineslotkingdom.info
spintowinonline.info
slotblissonline.info
jackpotjiveonline.info
slotsavvysolutions.info
digitalslotdelight.info
spincityspectacle.info
slotsavvystrategies.info
onlineslotemporium.info
virtualslotvortex.info
slotspinspectra.info
jackpotjoyrideonline.info
slotsavvyspectacle.info
onlineslotsafari.info
spintowinsolutions.info
slotblissboutique.info
digitalslotdynasty.info
slotspinstation.info
virtualjackpotjunction.info
slotsensationsolutions.info
onlineslotoasis.info
spincitysolutions.info
slotsavvysanctuary.info
digitalslotdomain.info
slotspinsensation.info
slotsavvyspectra.info
onlineslotoracle.info
spincityspectra.info

What Investors Should Know About Property Management Reports

Each month your property manager will send you a monthly report. Each company has its own format, using different property management software and internal processes. However, you should receive the following:
A one-page summary that highlights key issues about the property, e.g., one tenant is 30 days behind on the rent.
Income & expense statement. This should be a short statement showing the base rent, Common Area Maintenance (CAM) charges for each tenant, rent and CAM payments received from each tenant. It also shows maintenance expenses and management fee; so you may quickly determine if each tenant has paid rent or not. This statement itemizes all of the income and expenses which may include:

Late fee: when the tenant pays late, he has to pay the rent plus the late fee. The late fee amount is normally stated in the lease. Normally, when the tenant pays late, the property manager has to do extra work to collect it. The amount of work depends on whether the tenant is too busy to mail the rent check, does not have the money or simply does not want to pay. The property manager will try to convince you that he is entitled to the late fees as an incentive to collect the rent. However, one can debate that it is a reward to the property for a lousy job. You as the investor suffer the damage when the tenant does not pay you on time so you should receive it.

Management fee: this fee is usually a percentage of the monthly income from the property that both you and the property manager agreed in the management contract. If you have a very stable property with the same income every month, then the management fee is the same. Otherwise, it varies from month to month.

Leasing fee: you typically see this when there is a new tenant or a renewed lease. This fee is normally around 6% of the base rent for the life of the lease. However, when the property manager is also the leasing agent you should ask for 4% fee.

Security/Fire Protection: your property may have fire & security monitoring services.

Electricity: this is most likely for parking or common area lighting as each unit normally has its own meter.

Water: this is for both drinking and irrigation.

Disposal: this is for garbage collection paid to the city.

HVAC repairs & maintenance: this is the maintenance costs for Heating, Ventilation and Air Conditioning. Usually, there is a service contract for HVAC whereby the maintenance company will inspect the HVAC twice a year: once before the winter and once before the summer. So, you may receive the service bills only twice a year.

Garbage dumping: sometimes people dispose their unused furniture, mattress on the property because there is no one around at night. The maintenance crew may have to clean up these things. Normally, you or the property manager will want a picture of the dumping to make sure that it is a legitimate bill.

Landscaping: this is often the biggest expense item. Typically, the landscaper signs a one year contract to maintain the landscaping on the property, such as mowing the lawn, trimming the trees/shrubs, and planting flowers. Thus, the monthly payment should be the same for the whole year.

Sweeping: the parking lot is usually swept daily, either late in the evening or before the tenants open for business. In the winter, there may be an expense for snow removal.

Steam cleaning: the concrete sidewalk is normally steam cleaned once a month. This is done by the same company that handles the sweeping and landscaping.

Roof maintenance: the roof of a commercial building is often flat and requires regular maintenance especially during the rainy season. The roofer may charge each time he is called to fix a roof leak. So, this is not something you see on the statement on a regular basis.

Supplies: there are various things on the property that have to be replaced periodically: light bulbs, trash bins, sprinklers, etc.

Bank charges: sometimes the tenants pay by check with non-sufficient funds. The bank will charge a fee each time the check is bounced.

Legal fees: you may see this if the property manager has to evict a tenant.
As a rule of thumb, you should not spend more than 30 minutes to review the management report of a retail property with 10 tenants. If you have to spend much more than that, then your property manager has sent you too much information or not organized the report properly.The property management company often proposes an annual maintenance budget for the property based on the prior year’s maintenance expenses. Each tenant is then billed a fixed monthly amount, proportional to the size of his unit. Thus, the base rent and CAM charges are the same each month; so, the tenants may expect to pay a consistent amount each month. Annually, between January and March, the property manager reconciles the accounting for the prior year. If the actual expenses exceeded the budget, the tenant will have to pay his share of the difference. In the event, the actual expenses were less than the budget; the tenant will be refunded or credited back the difference.Do’s and Don’ts
Use email for most of your correspondence. This will allow you to have records (date, time) of all issues sent and received between you and the property manager. You may want to set up the mail option such that it automatically will save all out-going mail. In addition, you may want to create an email folder for each property and keep all email messages related to that property in that folder. This allows you to find information quickly.
Ask the property manager to email to you the monthly reports. You should save all of the reports on your computer. Time and time again, you will need to look at a report from a previous month. The easier and faster you can access them, the more likely you will do it. Paper reports are much more time consuming to retrieve.
Have a copy of the rent roll handy with rent rate, lease start date, lease expiration, and CAM share portion. When you are asked to approve a new lease, check to make sure it does not expire on a year when you have several other leases expiring. This minimizes the risk of high vacancies on your property.

jasabacklinkpro.infojasabacklinks.infokalipakem.comlinkseo.infopage1google.infoseosites.info

Cool India – Travel Tips

If you’ve picked India as your travel destination, here are some cool India travel tips that would make your journey enjoyable and as smooth as possible.As with any other travel to a foreign destination, do research beforehand. Purchase a travel guide that has the basics that will be useful throughout the duration of your trip. This includes the weather, the language, currency, food, means of transportation and more importantly the culture. This will prepare you for the trip and will help you make adjustments if you have to.The appropriate clothing when traveling to India would be to wear light pants. Shorts are to be avoided so you are safe to roam the cities and towns of the country. A safe tip when traveling anywhere is to always seek comfort before fashion. Wear comfortable shoes like sneakers or flipflops rather than heels or any other sandals that would kill your feet.There are a lot of beggars in India. When you encounter them, it’s your decision to give them rupees or not. If you must, then give it to kids just before hopping into the car or you might get mobbed. It is not a requirement to give them alms.The black market is also prevalent in India. A good tip is to avoid them at all costs. You won’t get good deals and might just end up going to the Indian jail.When dining out, choose places that are packed instead of the empty ones. It’s okay to wait for a table rather than go to an empty place because this means that the food that the place serves might not be that fresh. If you have a picky tummy, then choose safe food choices like veggies rather than red meat. Red meat can cause greater damage to your body especially if it’s spoiled and India doesn’t have the best hospitals.Be sure to carry around first-aid materials and medications. It’s safer to drink your own meds than to buy from Indian drug stores. Don’t order Western foods except if it’s from big, well-known fast foods. This is because not everyone orders these types of food, and chances are – they might not be as fresh.To be safe, drink soda instead of water. If you must drink water, opt for bottled mineral water and be sure they’re sealed. You can never know if water from a foreign place is potable unless your stomach starts acting up.Make hotel reservations ahead of time. This will eliminate the worries of having a place to stay and will also avoid rip-offs. A lot of people in India might take advantage especially if they see that you’re a tourist.Don’t wear valuables when exploring the city. This is also part of the cool India travel tips because there’s no point showing off those flashy accessories. They might get stolen and you don’t really need them.Have a local tour you around the place. This is for your safety and will ensure that you don’t get lost or charged double the price, say for a taxi or food.